Affinity First Federal Credit Union

Share Account

Primary Share	0.05% - 0.10% APY
Secondary Share	0.10% APY
Vacation Share	0.10% APY
Christmas Club	.80% APY pd October 2012
Pee Wee Penguin Account	0.05% APY
Teen Account	0.05% APY

APY: Annual Percentage Yield
The effective date: 1-22-2013
*Rates are subject to change

Affinity First Federal Credit Union | 811 South Broadway, Suite A | Minot, North Dakota 58701-4671 | PH: 701-857-5541/ 1-800-617-2363 | Fax: 701-857-5154